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Mahirap talaga maging OFW. That’s something no one can deny. They leave home to work in a foreign land, missing their family and friends, all for the chance of a better life for their children. ‘Yan ang katotohanan ng buhay nila. The mere fact that it is recommended they make an OFW Survival Guide is proof enough of that.
Make a Plan
Dapat wala nang ‘Bahala na’ pag OFW ka. You need a plan. If you have an open-ended contract, plan on how long you’ll be working there and how much you have to save. Kung pwede, mag research ka na kung anong business gusto mong gawin dito. It’s best if you choose one that’s affordable and has great potential, like a remittance business.
If you have a contract, just start saving. And if you can bring your family over, i-research mo na ang immigration laws ‘dun.
Make a Communication Schedule
If you have children, kailangan hindi ka mawala sa buhay nila. Skypins is easy, and affordable, kaya walang excuse. Make sure you stick to the schedule, so that it becomes a habit. Also make a schedule of when to visit home, usually Christmas ang pinaka gusto ng tao!
Make a Budget
Porke’t may pera na, ‘di ibig sabihin maging gastador ka! Make sure you budget for necessities first, like tuition and your planned business. Also make sure na may internet banking ka, para ma check mo minsan yung balance. That’s to make sure relatives aren’t secretly spending all your hard-earned money.
Don’t Get Your Family Used to Luxury
This ties in to the tip above, kasi importante ang pera. If you know how to budget, you won’t even need this. Splurging when you take your scheduled trip home is ok, but don’t go overboard. Dapat alam ng mga anak mo yung value of money, make sure you teach them the value of savings.
Pay Your Debts
Karamihan ng OFWs may utang, dahil sa mga application fees at pamasahe papuntang abroad. Make sure you make one of your priorities to pay it off ASAP. It’s the right thing to do, and you can avoid any problems with lenders if you pay them off quickly.
Keep Healthy
Of course you also have to take care of yourself. Ikaw yung breadwinner e! Anong mangyayari kung magkasakit ka? That’s an added expense for you, if it happens.
Study
Your recruiter may know all the details of your contract, but it is best if you study it yourself para alam mo lahat ng pasikot-sikot. This also applies to immigration laws if you’re planning on bringing your family over. Mas mura kesa mag-hire ka ng agent. And make sure you know the laws in your location, as well.
Establish the Ending
Sana naman hindi forever ang OFW life, ‘diba? It has to be the means to an end, like building a house or putting up a business. This is the best part of the survival guide, because the next step is a plane back home. So, set that date once you know you’ve fulfilled your plans.
Any thoughts and comments on the subject? Paki-iwan nalang sa baba, thank you!
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